We had to share this with you. John Oliver runs a weekly program where he dissects current events and other topics he finds interesting. This week he focused on Retirement Plans.
We share this video with you because John Oliver does an excellent job highlighting the skeletons in the 401(k) closet. This is something we are passionate about exposing because we know how negatively impacting this is for 401(k) participants. In fact, it was the very reason Typher401k, now Alpha401k, was founded in the first place.
The video is 20 minutes long and highlights a few key things you should know!
Is your Financial Advisor certified? What credentials do they have?
ALL OUR ADVISERS HOLD THE CERTIFIED FINANCIAL PLANNER™ DESIGNATION.
Is your Financial Advisor a fiduciary? If not run, we suggest you get one.
YES WE ARE A FIDUCIARY AND WE WOULD WANT NOTHING LESS.
Does your 401(k) plan offer Low-Cost Index Funds? If not then request them.
EVERYONE OF OUR PLANS OFFERS INDEX FUNDS, IT’S OUR PRIORITY.
Are the 401(k) fees reasonable, are they tied to assets?
OUR FEES ARE THE LOWEST IN THE INDUSTRY.
Are you aware of all the fees you are paying, to whom, how often and how much?
WE DISCLOSE EVERYTHING, AND WE DO SO BECAUSE WE ARE YOUR FIDUCIARY.
NOTE: This video contains material and language some might consider offensive. Please be advised.