Pricing and Plan Options

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Plan Types

Alpha

Foundations

401(k)

Plan

Alpha

Express

401(k)

Plan

Alpha

Advanced

401(k)

Plan

Help Me Choose

Perfect for the small plan that is just getting started. If you are expecting the 401(k) assets to grow quickly, have custom needs, or want profit sharing, consider another plan.

Great for the new or existing plan that expect moderate growth with limited custom plan needs.

The perfect plan for the company that wants to offer a competitive benefits package, profit sharing and other custom 401(k) needs.

Plan Fees 

Employer Fee

$40 Month

+ $8 Per Participant*

*No Per Participant charge on the first 5 participants

$115 Month

+ $5 Per Participant

$165 Month

+ $5 Per Participant

Participant Fee

0.10%

+ $10 Month

=

0.40%

+ $5 Month

=

0.40%

+ $5 Month

=

Administration & Co-Fiduciary Adviser

$10 Per Month

(Billed Quarterly)

< 25 Participants = $10
> 50 Participants = $8
> 100 Participants = $5
> 150 Participants = $5
> 200 Participants = $5

0.30% Per Year

(Billed Quarterly)

< $1M = 0.30% Per Year 
+ $5 per Month
Per Participant
 
< $2M = 0.25% Per Year
< $3M = 0.20% Per Year
> $4M = 0.15% Per Year
> $5M = 0.10% Per Year

0.30% Per Year

(Billed Quarterly)

< $1M = 0.30% Per Year
+ $5 per Month
Per Participant
 
< $2M = 0.25% Per Year
< $3M = 0.20% Per Year
> $4M = 0.15% Per Year
> $5M = 0.10% Per Year

+

Investment Expense*

* Charged by Fund Companies

+

0.10% Per Year*

* Fee is an estimate only and will vary based on funds chosen

+

0.10% Per Year*

* Fee is an estimate only and will vary based on funds chosen

+

0.10% Per Year*

* Fee is an estimate only and will vary based on funds chosen

This fee is billed directly from each participant’s account, however if elected this fee can be paid by the employer. 

One Time Employer

Setup Fee

$0

$495 Startup

$1495 Conversion

$495 Startup

$1495 Conversion

Startup fees are 100% tax deducible. 

A tax credit is also available for starting a employer sponsored savings plan! Learn more via our blog. 

Investment Selection

Investment Options

50+

Mutual Funds

10,000+

Mutual Funds / ETF’s

10,000+

Mutual Funds / ETF’s

Stable Value Fund

YES

YES

YES

Index Funds

YES

YES

YES

Active Funds

YES

YES

YES

Institutional Funds

no

YES

YES

Self-Directed Brokerage Account

(i.e. linked trading account)

no

no

YES

$100 Per Year charged to Participant

Participant Services

Specific Investment Advice

YES

YES

YES

Annual Training

YES

YES

YES

Quarterly Financial Newsletter

YES

YES

YES

Year Round Financial Guidance

YES

YES

YES

Dedicated Certified Financial Planner(TM)

YES

YES

YES

Fiduciary Compliance

Compliance Testing

YES

YES

YES

Fiduciary Updates & Oversight

YES

YES

YES

Fiduciary Documentation

YES

YES

YES

Plan Structure

Safe Harbor
Add On

limited

100% up to 4% match

limited

100% up to 4% match

YES

All Safe Harbor Available!

Roth 401(k) Option

YES

no

Pre-tax only

YES

Custom Vesting and Eligibility

no

no

Full and Immediate

YES

Participant Loans

YES

YES

YES

Profit Sharing Add On

YES

YES

YES

Profit Sharing “New Comparability Plan"

no

no

YES

$900 Per Year

Please Note: This pricing schedule is an estimate only. The Fiduciary Adviser fee will vary based on the number of participants and the plan asset size. Pricing is based on the Alpha401k Third Party Administrator. If an alternative TPA is selected, pricing options will differ.

Why Alpha401k? 

Finally a Fiduciary Partner that REDUCES your 401(k) Administrative burden and INCREASING participants results through a low-cost and high-touch savings plan.

Tax Credit?

 Yes that is correct! Visit the IRS.GOV website to read about the credit available to businesses that start a retirement savings plan! Access the IRS tax credit 8881 form here.

Startup Fees?

 Yes, we can help you get started with a 401(k). Startup plans comes with a one time fee. This fee is deducible on the businesses income taxes! 

Safe Harbor? 

What are the pros and cons and should I select it? Learn More!