Pricing and Plan Options

Why Alpha401k? We help you offer a superior 401(k) plan that REDUCES your 401(k) Administrative burden while INCREASING participants results through a low-cost and high-touch savings plan. Stay fiduciary compliant, retain top talent and feel good knowing you offer a superior 401(k) plan.

Tax Credit for Starting a Retirement Plan? Yes that is correct! Visit the IRS.GOV website to read about the credit available to businesses that start a retirement savings plan!

Safe Harbor Option? What are the pros and cons and should I select it? Learn More!

Plan Comparison

Plan Types

Alpha

Select

401(k)

Alpha

Premier

401(k)

Alpha

Cash

Balance

Typical Business

Small to Medium firms desiring to offer a 401(k) with State-of-the-art technology and low fees. A great solution for the business who wants to start a 401(k) plan.  Typical plan size is between 0 – 3 million dollars.

Medium to Large firms with more complex 401(k) needs allowing more custom options.

Small to large firms with highly compensated individuals who desire to save significant amounts of money per year.

Plan Fees 

Employer Fee

$750 Per Year

+ $0 Per Participant

Billed Quarterly at $187.50

$1450 Per Year

+ $30 Per Participant

Billed Annually (every November)

$4550 Per Year

+ $50 Per Participant

Billed Annually (every November)

Employee Fee

1.02% Per Year

=

.70% Per Year

+ $50 Annually

=

.25% Per Year

=

Administration & Co-Fiduciary Adviser

.95% Per Year

+

.50% Per Year

+

.25% Per Year

+

Investment Expense*

* Based upon Alpha Model Portfolios

.07% Per Year

.20% Per Year

0% Per Year

Please Note: The Employee Fees shown above are the Annual figures. However fees are billed each quarter at 1/4 value of annual figures. The Asset Based fee is computed from the daily average participant balance for the previous quarter. 

Investment Selection

Investment Options

20-30 ETF’s

10,000 + Investments

None

Stable Value Fund

Yes!

Yes!

N/A

Index Funds

Yes!

Yes!

N/A

Active Funds

No

Yes!

N/A

Participant Services

Specific Investment Advice

Yes!

Yes!

Yes!

Annual Training

Yes!

Yes!

Yes!

Quarterly Financial Newsletter

Yes!

Yes!

Yes!

Fiduciary Adviser

Yes!

Yes!

Yes!

Certified Financial Planner(TM)

Yes!

Yes!

Yes!

Fiduciary Compliance

Compliance Testing

Yes!

Yes!

Yes!

Fiduciary Updates

Yes!

Yes!

Yes!

Fiduciary Oversight

Yes!

Yes!

Yes!

Fiduciary Documentation

Yes!

Yes!

Yes!

Plan Structure

Flat Admin Fee

No

Yes!

Yes!

Participant Loans

Yes!

Yes!

No

Safe Harbor Option

Yes!

Yes!

N/A

Custom Vesting and Eligibility

Yes!

Yes!

Yes!

Please Note: This pricing schedule is an estimate only. Fiduciary Adviser fee will vary based on the number of participants and the plan asset size. Pricing is based on the Alpha401k Third Party Administrator. If an alternative TPA is selected, pricing options will differ.